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Knowing your rights is an important part of living in the United States. Familiarizing yourself with your rights and protections can help you avoid tough situations and trouble in many different situations. One of these rights is a certain right to privacy, which can...
No one puts Chapter 7 or Chapter 13 bankruptcy on their wish list of things to do. However, for millions of households facing overwhelming debt, it can be a positive and crucial step to ensure their future financial independence. Nearly 750,000 Americans filed for...
There is a common misconception that overwhelming student loan debt cannot be discharged when filing for bankruptcy protection. While it is more challenging than erasing other types of debt, it is possible to discharge private and federal student loans – but it...
The prospect of filing bankruptcy may frighten you. Likely, you will fear the possibility of losing your home, your vehicle and other important assets during proceedings. While these outcomes are far from guaranteed, they may have you considering alternatives. Yet,...
For many individuals, living paycheck to paycheck would be a significant financial improvement. Unfortunately, it is not uncommon for Americans to pass debt from one credit card to another or to sacrifice paying one bill in order to have enough money to pay a...
Like many people who file bankruptcy, you may worry about your ability to keep your house. While some people lose it during proceedings, this is not always the case. And it may not be for you. Whether you file Chapter 7 bankruptcy or Chapter 13 bankruptcy, it’s...
Chapter 7 bankruptcy is the most common and fastest way to resolve overwhelming debt for many consumers. It provides federal protections that allow you to keep many vital assets while forgiving most unsecured debts. Many people resist taking this action even though...
It is less than a three-hour drive north of Springfield to Missouri Valley College. A student at the small, private school was recently arrested on drug charges after officials reportedly found him in possession of 231.5 grams (a little more than 8 ounces or a...
From turning a dream into a business plan to tackling the details of day-to-day logistics, small business owners often put an enormous amount of time and effort into making their company a success. Unfortunately, even great ideas do not always pan out. According to...
Identity theft tends to be a much broader term in the public imagination than it is in a legal sense. For example, people tend to think that any offense involving someone else’s name or credit automatically qualifies as identity theft. It is true that identity theft...